How Much Does an 800 Sq. Ft. ADU Really Cost in Worcester County, MA?

Example of a garage-to-ADU conversion — one of several options for Worcester County homeowners exploring accessory dwelling units.

Example of a garage-to-ADU conversion — one of several options for Worcester County homeowners exploring accessory dwelling units.

Realistic Breakdown for Homeowners

7-Minute Read

Homeowner Education Guide

Accessory Dwelling Units (ADUs) are growing rapidly throughout Central Massachusetts as families seek in-law suites, rental income, or private space for aging parents.

But just like with new home estimates, most online pricing only reflects the structure — not the full, real-world project.

In reality, a complete, code-compliant 800 sq. ft. ADU in Worcester County typically costs between $150,000 and over $420,000, depending on the type, site conditions, and finishes.

What Is an ADU?

An Accessory Dwelling Unit (ADU) — sometimes called an in-law suite, backyard cottage, or secondary apartment — is a self-contained living space on the same property as a main home, with its own kitchen, bathroom, and entrance.

They’re one of the most flexible ways to create housing for extended family, generate rental income, or increase long-term property value.

Purpose of This Guide

Our goal is to help Central Massachusetts homeowners understand what’s truly involved — financially and logistically — in building an ADU, so you can plan with confidence before investing in design or construction.

Realistic All-In Budget Summary for 800 Sq. Ft. ADUs

These figures represent true, complete project costs — including design, permits, utilities, finishes, and construction.

ADU Type Realistic Total Cost Range Cost per Sq. Ft.

  • Basement Conversion $150,000 – $220,000 $187 – $275 per sq. ft.

  • Garage / Partial Remodel $160,000 – $240,000 $200 – $300 per sq. ft.

  • Attached Addition $220,000 – $300,000+ – $275 – $375+ per sq. ft.

  • Detached ADU $260,000 – $420,000+$325 – $525+per sq. ft.

1. Basement ADU (Lower-Level Conversion)

Basement conversions are typically the most affordable option since the structure, roof, and foundation already exist.

Typical Range: $150 – $250 per sq. ft.
800 Sq. Ft. Example: $120,000 – $200,000

Key Cost Drivers

  • Egress Requirements: Adding code-required egress windows or an exterior door

  • Moisture Control: Drainage, vapor barriers, and waterproofing

  • Life Safety: Fire separation from the main home

  • Systems Integration: Ventilation, HVAC, and fresh-air requirements

  • Insulation: Framing and insulating concrete walls

    Realistic All-In Range: $150,000 – $220,000 (including egress, plumbing, HVAC, and finishes)

2. ADU Home Addition (Building Out from the Main Structure)

An attached ADU is essentially a new mini-home connected to your main house — ideal for convenience and accessibility.

Typical Range: $250 – $350 per sq. ft.
800 Sq. Ft. Example: $200,000 – $280,000

Key Cost Drivers

  • New Foundation: Full foundation or concrete slab

  • Structural Tie-Ins: Framing, roofing, and siding integration

  • Independent Systems: Kitchen, bath, and mechanicals

  • Code Compliance: Separate entrance and fire-rated walls

If septic capacity must be expanded: add $10,000 – $25,000+.
Realistic All-In Range: $220,000 – $300,000+

3. Garage Conversion or Partial Remodel

Often more affordable than a full addition, depending on structure and utilities.

Typical Range: $180 – $275 per sq. ft.
800 Sq. Ft. Example: $144,000 – $220,000

Key Cost Drivers

  • Slab Work: Raising, leveling, or insulating the floor

  • Plumbing Runs: Adding bathroom/kitchen lines

  • HVAC: Installing ducting or mini-split systems

  • Fire & Energy Code: Upgrading insulation and safety barriers

Realistic All-In Range: $160,000 – $240,000 (including HVAC, bath, kitchen, and finishes)

4. Detached ADU (Separate Small Home)

Detached ADUs offer full independence and privacy — but they cost the most since they’re standalone homes.

Typical Range: $300 – $500+ per sq. ft.
800 Sq. Ft. Example: $240,000 – $400,000+

Key Cost Drivers

  • New Structure: Foundation, framing, and roofing

  • Utility Trenching: Separate plumbing/electrical tie-ins

  • Complete Systems: Kitchen, bath, HVAC, and insulation

  • Zoning Requirements: Parking or setback compliance

If a new septic system is needed: add $10,000 – $30,000+.

Realistic All-In Range: $260,000 – $420,000+

Permit, Code, and Soft Costs

Soft costs are the behind-the-scenes professional expenses that make your ADU legal and safe.

Typical Range: $8,000 – $25,000+

Includes:

  • Architectural & structural plans

  • Building, electrical, plumbing, and HVAC permits

  • Energy/blower-door testing

  • Fire separation and life-safety compliance

Utility & Mechanical Costs

These cover the physical tie-ins to make the ADU fully functional.

Typical Range: $5,000 – $25,000** (based on trenching and distance)**

Includes: HVAC or mini-split, plumbing runs, electrical sub-panel or meter, and a dedicated hot-water system.

Why Homeowners Choose ADUs

  • Rental income potential

  • Aging-in-place or multigenerational living

  • Lower cost than buying another property

  • Adds long-term resale value

  • Creates privacy and independence

Many homeowners use home-equity loans, construction loans, or rental income projections to help finance their ADU.

Ready to See What’s Possible on Your Property?

At CORE Remodeling Services, Inc., we specialize in complete ADU design-build projects across Worcester County and Central Massachusetts.

We can create a custom ADU Budget Snapshot based on your property type, zoning, and desired finishes — so you know exactly what’s financially realistic before you invest in plans.

👉 Request Your Free ADU Budget Snapshot →